J V The material provided is for informational and educational purposes only and should not be construed as investment and/or mortgage advice, or a commitment to lend. Although the material is deemed to be accurate and reliable, there is no guarantee of its accuracy. The material does not represent the opinion of First Choice Loan Services Inc. © 2013 Media Center, LLC. All rights reserved. First Choice Loan Services Inc. is an Equal Housing Lender. First Choice Loan Services Inc. (NMLS # 210764) a wholly owned subsidiary of First Choice Bank (NMLS # 177877) is located at One Tower Center, Floor 18 East Brunswick, NJ 08816. First Choice Loan Services Inc. is registered or exempt from state licensing in the states it originates mortgage loans. Licensed by the NJ Department of Banking and Insurance. AZ BK # 0918586. First Choice Loan Services Inc. is not an agency of the federal government and is not affiliated with your current lender. All loans are subject to credit approval. Programs, rates, terms and conditions are current, but are subject to change and may expire without notice. Other restrictions may apply. All applications must be submitted in writing. This advertisement is not a loan disclosure and all disclosures provided after applying should be reviewed carefully. This is not a commitment to provide loan approval or a specific interest rate. 02.04.2015. If you are in the market to purchase or refinance contact Jimmy today while rates are still low. Mortgage Originator & U.S.M.C. vet NMLS #184169 www.JimmyVercellino.com 480-351-5904 | jimmyv@fcbmtg.com 7702 E. Doubletree Ranch Road # 220, Scottsdale AZ 85258 Page 8 October 2015 By Ira Ungar, M.D. If you are worried about you or your family catching the flu this year, there are a few simple steps that can go a long way in prevention: Get your seasonal flu shot – This applies to both adults and children. Every flu season is different, and influenza infection can affect people differently. Even healthy people can get sick from the flu and spread it to others. Wash your hands – Frequent hand washing is one of the best ways to prevent catching or spreading germs. Always wash your hands after covering a cough, sneeze and blowing your nose. Scrub your hands with soap, for at least 15 seconds, or rub your hands together with an alcohol-based gel until it dries. Cover your mouth or nose – Flu viruses are primarily spread through droplets that are coughed or sneezed from an infected person. Try to cough or sneeze into a tissue, or cough into your sleeve. Avoid close contact – Avoid close contact with those who are sick. If you are sick, avoid contact with others. That means those who are ill should stay home from work, school and other activities. Try not to touch your nose, eyes or mouth – If you touch something contaminated with the influenza virus then touch your eyes, nose or mouth before washing your hands, you can become infected. Adopt a healthy lifestyle – Keep your immune system strong by eating a healthy diet, getting plenty of sleep and exercise, staying hydrated and managing stress. With seasonal flu expected to affect a large number of Arizonans this year, it’s important that we all take steps to prevent it from spreading and protect our health. — Ira Ungar, M.D. is a primary care physician at HonorHealth. For more information, visit HonorHealth.com. Steps to avoid seasonal flu HEALTHY TIDBITS

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