Page 14 May 2 0 14 NMLS# 179446 / BK0902429 / NOVA NMLS 3087 Over the last few years the real estate industry has experienced its fair share of change. Now more than ever your lender plays an integral part in your real estate transaction. I trust Tom and his team at NOVA Home Loans. With a wide array of products and an open and honest communication style, they will go out of their way to ensure you have a great experience. ~ Hillary Gurley, REALTOR and Arcadia Resident / Russ Lyon Sotheby’s International Realty Senior Loan Officer 602.791.5861 www.asktomross.com W Wh hy y T To op p p p A A Age en nts I In n n O Ou ur r M M Mar rk ket t T T Tr ru us st t U Us: Layers of protection a must for swimming pool owners By Michelle Donati-Grayson It’s an unthinkable tragedy that occurs far too often in Arizona. A child slips out of sight for a few seconds. A pool is in the backyard. The result is heartbreaking. Drowning is the leading cause of unintentional deaths across the country for children ages 5 and younger, according to the Consumer Product Safety Commission. The risk is especially high in Arizona, as our state ranks second in the nation for child drowning, according to Phoenix Children’s Hospital. The number of drowning incidents – or the number of calls the Phoenix Fire Department receives to report a downing or near drowning – has declined in Phoenix in recent years. In 2010, there were 52 drowning incidents involving children in Phoenix. That number dropped to 37 incidents in 2013. Tragically though, fatalities haven’t experienced the same decline. Phoenix Fire Captain Scott McDonald said that unlike other states, this is a year-round issue in Arizona. “We preach the ABCs of drowning prevention – awareness, barriers and classes – throughout the year,” McDonald said. “In Arcadia, we encourage people to have barriers, but nothing replaces supervision.” Per Arizona law, a pool enclosure is required at a residence with a swimming pool where one or more children younger than age 6 reside. In addition to state law, each municipality has its own rules for pool owners. The City of Phoenix, for example, requires pools permitted after May 4, 1990, to have an inner yard barrier, such as a pool fence. The city also requires a barrier to be installed retroactively for single family pools if a child under age 6 moves into the home. Other options, such as alarms on house doors and in-water pool alarms, are not mandated by the city, but encouraged, as they add additional layers of protection for children. In addition to state and city requirements and safety recommendations, pool owners must make sure their pool is properly insured. “Having a pool significantly increases your liability risk,” said Brad Oltmans, vice president of insurance for AAA Arizona. “Just as layers of protection are needed for pool safety, they’re also needed to address added liability.” Insurers often frown upon slides and may exclude diving boards, as they are viewed as posing additional risks. In addition, they won’t insure a pool unless it meets code or city ordinance. Most homeowner policies include a minimum of $100,000 worth of liability protection. Pool owners, however, may want to consider increasing that amount, according to the Insurance Information Institute. As an insurance resource, AAA also advises pool owners to consider an umbrella policy. For a couple hundred dollars per year, homeowners can receive $1 million of liability protection over and above what they have on their home. “Pool owners must be vigilant about water safety not only during the summer, but throughout the year,” Oltmans said. “As a homeowner with a pool, you’re responsible all the time.” Michelle Donati-Grayman is an Arcadia resident who works for AAA Arizona, a full- service insurance agency.

Page 15 May 2 0 14 Coley Arnold and Lindsey Holt stand proud in front of their rapidly growing vintage market. Behind the Business By Amanda Goossen Do you have junk in the trunk? Maybe in a certain room of your house or the garage? For Arcadia resident Coley Arnold and her business partner Lindsey Holt, the junk is a simple part of life. But to them, junk isn’t just junk…it’s a passion. “I love seeing what can be done with something old, something someone else has thrown away,” said Coley. Coley and Lindsey met about five years ago, in a church group for young married couples. Coley had one child at the time and Lindsey was pregnant with her first. These twenty-somethings quickly bonded over their love for their husbands, family life and their intense joy over antiques. “We both grew up going antique shopping,” said Lindsey. “I would go shopping with my mom and Coley’s family would often visit garage sales together.” When they first met, Lindsey was making barn wood signs and selling them on craigslist. Coley was using her craftiness to redo old antiques, enjoying the process of making the old, new again. The women quickly came together, deciding to combine their efforts and create a booth at a local craft fair, selling their merchandise as Junk in the Trunk. When the event fell through, Lindsey and Coley decided to do it themselves. “We used a friend’s backyard in Paradise Valley and before we knew it 23 vendors had signed up,” said Lindsey. The women put in a lot of work, creating flyers and talking to local boutiques to get the word out. “We really hit the pavement,” said Coley. Six hundred people showed up to the first event in 2011. The backyard was large enough to facilitate the constant stream of people, but the long lines were just one of the things the women took in as modifications for the future. “Central check-out did not work,” said Coley, “We realized we would never do that again.” For two stay-at-home moms who had simply created their brand and event for fun, the success proved there was something more to what they were doing. “Our husbands were so supportive,” said Lindsey. “They kept saying we should do it, even when Coley and I didn’t think it was possible or even had a chance of being successful.” In May 2012, Junk in the Trunk Vintage Market would find a home at West World in Scottsdale. That year they would set up in the parking lot with fifty-five vendors. 1,100 people showed up to shop. “It became obvious that we filled a void in Phoenix and especially Scottsdale,” said Lindsey. Now, with two events each year, one in the spring and the other in the fall, Junk in the Trunk Vintage Market has become an event the city has come to love and expect. In November 2012, the market moved inside at West World and has remained there since. The next event will be May 3, 2014 and 173 vendors have signed up to participate. Items sold at the event range from vintage, handmade, and antique in a variety of styles such as industrial, shabby chic, repurposing, and baby items. FREE MOVIE TICKETS! FREE MOVIE TICKETS! FREE MOVIE TICKETS! FREE FREE FREE FREE FREE FREE FREE MOVIE MOVIE MOVIE MOVIE MOVIE MOVIE MOVIE TICKETS! TICKETS! TICKETS! TICKETS! TICKETS! TICKETS! TICKETS! TICKETS! TICKETS! TICKETS! TICKETS! TICKETS! TICKETS! TICKETS! FREE FREE FREE FREE FREE FREE FREE MOVIE MOVIE MOVIE MOVIE MOVIE MOVIE MOVIE TICKETS! TICKETS! TICKETS! TICKETS! TICKETS! TICKETS! TICKETS! What Would You Do If This Guy Showed Up?!!! Our TMG Mortgage Protection Insurance pays your mortgage if something happens to you. Find out more today! Contact Pat Moran at The Moran Group 602-571-1035 or tmgmortgageprotection.com tmgmortgageprotection.com Find out more today! Contact Pat Moran at The Moran Group 602-571-1035 or tmgmortgageprotection.com tmgmortgageprotection.com Sunday, May 18th, is our “Arcadia Day at the Movies!” Be our guest, with free tickets to the private showing of the movie “Godzilla!” Request your tickets now at PatMoranGroup.com What Would You Do If This Guy Showed Up?!!! “The biggest thing we’ve learned throughout it all has been the importance of building relationships with our vendors,” said Lindsey. “Nobody is competitive, there is great camaraderie.” And for these two moms, each with three children under six, life is busy but so exciting. “We just can’t believe where this has gone,” said Coley. “And we couldn’t have done it without the incredible support of our families. To find out more go to: www. junkinthetrunkvintagemarket.com. ust rs equirements ions, pool eir pool is tly increases ad Oltmans, e for AAA f protection they’re also ility.” n slides and as they are al risks. In pool unless ce. s include a h of liability wever, may that amount, Information , AAA also consider an ple hundred s can receive ion over and r home. gilant about the summer, ltmans said. pool, you’re an Arcadia izona, a full- Private Swim Lessons at your home AMY FONDRY Instructor • 15+ years experience Available to lifeguard at private parties amy.fondry@gmail.com 602-595-1362