Page 24 December 2011 This month’s report from Councilman Sal DiCiccio Last month, I reported to you that local donors had contributed $5,000 to Arcadia High School sports programs for girls. You should be proud to learn that contributors from our Arcadia neighborhood have added to that total. Multiple donors have given $7,000 so far to these worthwhile pursuits. We selected girls’ sports initially because of the interests of the donors and the perceived needs of the program. Youth sports can build character, persistence and teamwork, while keeping teens involved in something at school and out of trouble. While that amount is substantial and the recipients are grateful, more such help from the community could be put to good use with those programs or elsewhere in Arcadia. No one needs to be reminded of how tough the economy is out there. While our area is a relatively af fl uent Continued on page 30 Appetite Suppressant Lose up to 20-30 lbs. the first month. Eating Your Own Food - No Shakes or Packaged Foods B12 shot with Lopotropic fat burners included Medically Supervised Weight Loss 444 St. Michaels Drive, Suite C Located at St. Michaels Professional Center FITMedicalWeightLoss.com (602) 374-7226 2200 E. Camelback Rd. Suite 104 Phoenix, AZ 85016 PHOENIX (602) 374-7226 2200 E. Camelback Rd., Suite 104 TEMPE (602) 374-6821 2155 E. Conference Dr., Suite 115 FITMedicalWeightLoss.com $50 OFF your fi rst visit AVENSCROFT HARON D. R S T C L F HE AVANAGH AW IRM, P.A. Attorney at Law Wills - Trusts - Estate Planning - Probate www.sharonravenscroft.com sravenscroft@cavanaghlaw.com / (623) 815-7451 Contact Sharon D. Ravenscroft, Esq., Sharon’s practice focuses on the preparation of wills, trusts and other estate planning documents, such as powers of attorney, domestic partnership agreements and premarital agreements, as well as trust administration, probate, creation of LLCs and business law. 13250 N. Del Webb Blvd. Suite B Sun City, AZ 85351 1850 N. Central Ave. Suite 2400 Phoenix, Arizona 85004 revocable living trust is a trust which is created and becomes effective while the creators of a trust are still living. It is usually revocable, or changeable, during the life of the creator of the trust. The use of a living trust is an important way of avoiding probate court involvement if a person is ill or dies. A person can choose the trusted friend or relative to succeed them as Trustee and to take care of the person’s assets the way the person wants as opposed to having the court involved. Without a trust, the probate court must get involved and family and heirs are notified about your assets. A trust allows funds for a minor to be overseen by the Successor Trustee and used for the minor. Without a trust, inherited assets for a minor will be overseen by the court and distributed to the child at age 18. Without a trust, adults who receive government benefits due to disability could lose those benefits because of an inheritance. With a trust, you can make sure your disabled adult child or family member does not lose governmental benefits and does receive your supplemental assistance. With a trust, the minor can then receive control of the funds at a much older age, even gaining control over a portion at staggered ages. A Why a Trust? Why a Trust? 13250 N. Del Webb Blvd. Suite B Sun City, AZ 85351 1850 N. Central Ave. Suite 2400 Phoenix, Arizona 85004 CHRIST LUTHERAN SCHOOL PRESCHOOL - GRADE 8 (602) 957-7010 3901 E. Indian School Rd., Phoenix (602)955-4830 Lutheran Christ Church LC-MS Visit our website www.cclphoenix.org e-mail us at christchurch@cclphoenix.org In Christ We Grow That Others May Know Christmas Eve 4 PM For Families with Small Children 6 PM Contemporary Worship Service 8 PM Family Carol Service 10 PM Candlelight Worship Service Christmas Day 10:00 AM Festival Communion Service New Year’s Eve 7 PM Meditative Worship Service Sunday Worship 8:00 & 10:45 A.M. –Traditional 8:30 & 10:30 A.M. –Contemporary Wednesday Worship 7:00 P.M. Saturday Worship 5:00 P.M. Sunday School / Bible Classes 9:40 A.M. (Nursery Care At All Sunday Services) Saturday, Christmas Eve 4 PM For Families with Small Children 6 PM Contemporary Worship Service 8 PM Family Carol Service 10 PM Candlelight Worship Service Sunday, Christmas Day 8 AM Festival Communion Service 10 AM Festival Communion Service New Year’s Eve 7 PM Meditative Worship Service 30th Street and Indian School 30th Street and Indian School 602.957.8402 Lindstrom Family Auto Wash Your Neighborhood Car Wash Not valid with any other offers. Must present coupon. Expires 12/31/11 $ 3 Off Professional Detail Service Engine Cleaning - Dress (top only) Express Shampoo - Express wax Leather Cleaning - Conditioner Complete Interior - Exterior Over Spray Removal Details iday gifts! 15% OFF Any Detail Package $3 OFF “The Works” Car Wash $2 OFF Regular Car Wash Lindstrom Family Auto Wash Lindstrom Family Auto Wash Lindstrom Family Auto Wash Lindstrom Gift Cards make GREAT stocking Stuffers! Expires 12/31/11 Expires 12/31/11 Expires 12/31/11

Traci Bellamak Traci Bellamak REALTOR® REALTOR® Buyer Specialist Buyer Specialist 602-799-1186 602-799-1186 Judge Bellamak Judge Bellamak REALTOR® REALTOR® Short Sale Manager Short Sale Manager 602-799-1103 602-799-1103 Shawn Bellamak Shawn Bellamak DESIGNATED BROKER DESIGNATED BROKER Listing Specialist Listing Specialist 602-723-0400 602-723-0400 OVER $150M SOLD BELLAMAK.COM BELLAMAK.COM If you have tried to modify your loan, if you have discussed the situation with your CPA and/or attorney, if you are ultimately facing foreclosure... a short sale may be the right approach for you to take. I am personally negotiating 15 short sales right now and they do close. I already have the answers to questions you are pondering right now. You don’t have to get gobbled up by the foreclosure pac-man. A successful short sale can mitigate your loss with the banks in a dignified way, helping you out from under your hardship on your way to credit recovery. A short sale, in most cases, does not affect your credit as much as a foreclosure will. You need better advice, especially on something this critical. Talk to a real estate agent who has walked in your shoes. I will help you. I have personally, successfully shorted Harris Bank, Principle Bank, Nationstar, WAMU, AHMSI, Chase, EMC, Ocwen, Wells Fargo, Wachovia, Flagstar, CitiMortgage, First Horizon, OneWest, GMAC, Provident Funding, IndyMac, Bank of America, Select Portfolio Services, Desert Schools, CCO Mortgage, First Tennessee, Bank United, National City, Morgan Stanley and collection companies. When you need an expert short sale negotiator, call me directly at 602-723-0400. I never use third party negotiators to do this very crucial work. I handle it all myself. DON’T FIGHT DON’T FIGHT THE THE BANKS ALONE BANKS ALONE WE ARE THE #1 SOURCE FOR SHORT SALE INFORMATION LET’S GET THIS LET’S GET THIS MONKEY OFF MONKEY OFF YOUR BACK! YOUR BACK! at Stoops, Denious, Wilson & Murray, PLC. 602-274-7700 or mdenious@stoopsazlaw.com For any legal questions, please contact: Michael T. Denious